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You could pay now… but why not take your time?

Take advantage of our Perfect Home plans that give you the flexibility of interest-free time to pay!

No Payment/Same as Cash Plan

  • Available on Furniture, Mattresses, and Accessories!
  • No Minimum Purchase Required!
  • Fast process, instant approval and access to your card while you shop!
  • Our Perfect Home Card frees up your cash, lines of credit, and credit cards for other expenses and emergencies!
  • No Purchase Necessary!

How it works…

With our No Pay SAC* plans, payment isn’t due until the end of the financing term. Interest will accrue on the purchase from the beginning of the term. Full payment is due by the expiration of the term. If paid in full, all accrued interest charges will be waived. If the purchase is not paid in full by the term expiration date, all accrued interest charges will be assessed and charged to the Cardholder’s account.*

Compare our convenient No Pay SAC plans below!


3 Months**

6 Months**

9 Months**

12 Months**

Admin Fee

$0

$49.99

$79.99

$129.99


** On all No Pay/SAC plans taxes, delivery and admin fees are due at time of purchase, unless otherwise stated.

* On approved credit. A $21 annual membership fee may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your cardholder agreement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges accrue from the date of purchase. However, if you pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be waived and no Finance Charges will be assessed on the purchase. Otherwise, if you choose to not pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be assessed at that time. On termination or expiry of the credit promotional plan (or for purchases that are not part of the credit promotional plan), the standard APR of 29.99% and the terms of the Regular Credit Plan will apply to all outstanding balances owing. This offer is valid for a limited time, cannot be used for previous purchases and cannot be combined with any other offers, promotions or special incentive programs. Certain terms and conditions apply. See store and Account Agreement for further information.


To continue to Fairstone and apply for your Perfect Home SAC Card please, click here.